FAQ

Actually, the less money you have, the harder and smarter it needs to work. While some financial planners have a “minimum asset level,” our customers come from all walks of life. However, having consulted wealthy clients, we can bring that same expertise to you.

It is never too late to take control of your situation.  You may struggle to achieve the exact retirement you hoped for at the time you hoped to do it.  But let’s make sure you get on track to meet your basic needs now!  It will give you a great sense of relief to be traveling down a defined path, even if you started later than you would have wanted.  You can’t look back.  It’s what you do today that’s important.

No. As a matter of fact, a majority of our clients do not own any stocks at all. We work within your risk tolerance to determine the right investments for you.

Any individual or couple seeking improve their financial position can benefit from our services. We serve people at all income levels, from all walks of life. Clients have the flexibility to work with us on either a one-time, as-needed basis or an ongoing basis. We welcome clients who simply need a one-time financial consultation or a second opinion, as well as those who need comprehensive financial and estate  planning and possible ongoing asset management services.

Absolutely not. We will offer recommendations and make suggestions which in our professional opinion will meet your needs and objectives, but you are under no obligation to purchase them. In today’s competitive market, it makes sense to shop around for the best available product or service. For instance, if you need to obtain a life insurance or disability policy, we will suggest the kind of policy, which riders and what amounts may be best for you. We will then direct you to a choice of companies that can provide a quality product at competitive prices for you. If you wish, we can help you purchase investments and/or set up your accounts with a third-party custodian such as a discount broker.

Yes. We can meet with you during the day, evenings, or weekends, whenever is most convenient for you. Meetings can be arranged at your home, or any of our Chicagoland locations.

Yes. People who need more sophisticated financial planning or advice will find our services appealing and beneficial. We can give you peace of mind that you are on the right path, and advise and assist to help make any needed course changes.  If you have a desire to simplify your financial affairs, we will work with you to modify or consolidate your plans based on your desires.If you are looking for a professional review or a second opinion to ensure you are on track, we can provide that, too.

No. Depending on your need, the initial engagement of services may end. However, many of our clients understand that financial planning is a process, not a program that ends once engaged. Things are constantly changing!  We will continue to work with you and periodically review your situation to make sure you remain on track and make necessary changes and updates.

The first step is an initial inquiry from you. Call us at (847) 330-0005 or send an email. We offer an initial no-cost, no-obligation Get Acquainted Meeting in one of our offices. Appointments are scheduled based on availability. Expanded office hours are available to accommodate special needs or emergency situations. Should you decide to engage our services, we can discuss your needs and which of our services is appropriate for you. Most clients find the financial planning process to be stimulating and enlightening. The end result, of course, is greater peace of mind. We look forward to helping YOU build a brighter financial future!